Legal Resources

A problem-solving manual for consumer or debt problems. It covers over 45 topics on problems people experience with consumer purchases, contracts, borrowing money, and being in debt.

Practical, step-by-step information on your legal rights and responsibilities when borrowing money. Topics include getting a payday loan, cancelling a payday loan, borrowing money from a friend or relative, co-signing or guaranteeing a loan, lending someone money, and student loans.

If you are looking for the life insurance policy of someone who has recently passed, the OmbudService for Life and Health Insurance may be able to help. Visit this page to learn more.

The OmbudService for Life and Health Insurance offers a free alternative dispute resolution if you have a complaint about your life and health insurance. They also help with lost policy searches. OLHI’s service is free, bilingual, independent, and impartial.

This chapter on consumer protection is from the manual used by law students handling cases at LSLAP’s legal clinics. It summarizes the law relating to contracts, consumers’ rights, sellers’ rights, warranties, misrepresentation, and false advertising.

This article contains basic information about contract law, including top tips to signing a contract.

Links to resources for information about how you can deal with debt without declaring bankruptcy.

Supplies creditors with links to a range of online resources. Includes search tools and publications.

Information about your rights and responsibilities when dealing with a bank or a federally regulated trust, loan, or insurance company. Includes information on banking, credit cards, mortgages, credit and loans, investments, and fraud.

This brochure outlines a consumer’s insolvency options when they are facing challenging financial times, and explains that Licensed Insolvency Trustees (LITs) are the only qualified professionals authorized to administer insolvency proceedings.