Legal Resources

Explains what financial help older adults in British Columbia can get from government sources. It covers Old Age Security, the Canada Pension Plan, employment insurance, and welfare benefits for older adults.

Explains that it’s important to deal with some debts before others. It explains “priority debts” (which should be paid as soon as possible), secured debts, and limitation periods, and explains where you can get help if your debt problem is urgent. It describes the steps you can take to deal with your debt. It also answers some common questions.

Information about firearms in Canada, including licensing and registration.

Helps you understand your tax return and how income taxes work, including who has to pay and what income is not taxable. It explains the deadline for filing, and explains what tax information you need. It links to a tool to estimate your income tax obligation. It also provides information on what you can do if you disagree with your assessment.

The Registered Disability Savings Plan (RDSP) is a Canada-wide registered matched savings plan specific for people with disabilities. This guide is intended to help you complete each of the steps needed to (1) become eligible for an RDSP, (2) open an RDSP, and (3) manage your money.

This online tutorial helps you learn about Canada’s Registered Disability Savings Plan. It consists of four chapters: about RDSP, getting started, opening RDSP, and other info. Each chapter has a list of questions or topics that you can navigate to directly.

Explains how your creditor can take some of your wages or money from your bank account, the laws to protect you, and what benefits are protected from garnishment. It also explains how to apply to set aside a garnishing order, how to file and serve the application, and what could happen at a court hearing.

Explains your rights and steps you can take if you invest and things go sideways. Topics include what problems can arise when you invest, hiring an investment adviser, and the differences between investing in a public or a private company.

If you can’t pay your loan, the creditor may seek to take your property to satisfy the debt. Learn your rights if a creditor wants to repossess (or seize) your property.

Explain your options for getting out of debt, who can help, scams, and licensed insolvency trustees who can help with formal legal processes. Your options include to budget out of debt, to negotiate with your creditors, to consolidate your debt, to negotiate a debt settlement, to make a consumer proposal, and bankruptcy.