Legal Resources

Find websites and materials written in plain language.

Logo features interlocking purple and green curved lines to the left of the text "Credit Counselling Society" in purple.

How to Communicate with Creditors and Collection Agencies

Credit Counselling Society
Information for people in debt about how to deal with creditors and collection agencies, including how to put an end to collection calls. Includes sample letters to the creditors.
Last reviewed January 2026
Logo features interlocking purple and green curved lines to the left of the text "Credit Counselling Society" in purple.

Struggling with Debt?

Credit Counselling Society
This website tells you about the options you have to help manage your debt. Topics include dealing with creditors, getting out of debt, credit counselling, debt consolidation, debt settlement, consumer proposal, and bankruptcy.
Last reviewed January 2026
Logo features a shield coloured yellow, green, red, and blue, with the organization name to the right.

Didn't Get Travel Services?

Consumer Protection BC
The Travel Assurance Fund (TAF) provides a possible source of compensation when consumers don’t receive the travel services they purchased through a BC licensed travel agent. All claims must be filed within six months from the date that the travel services weren’t provided.
Last reviewed January 2026
Logo features a shield coloured yellow, green, red, and blue, with the organization name to the right.

Problem with an Online Purchase?

Consumer Protection BC
When you make a online or phone purchase, you may have entered into what is called a distance sales contract. There are some rules around these types of contracts and there are specific instances that give you the right to cancel.
Last reviewed January 2026
Logo features a shield coloured yellow, green, red, and blue, with the organization name to the right.

Payday Loans

Consumer Protection BC
Consumer Protection BC licenses and regulates the payday lending sector in BC. The website tells you your rights and obligations involving payday loans, and includes information on what you can do if you have a problem or complaint about a payday lender.
Last reviewed January 2026
Logo features a shield coloured yellow, green, red, and blue, with the organization name to the right.

Debt Collection

Consumer Protection BC
Consumer Protection BC regulates the debt collection and repayment industry. The website offers information on your rights and obligations around debt-collection practices. Includes links on how to dispute a debt, request communication in writing only, or notify a collection agency that you are not the debtor.
Last reviewed January 2026
Logo features a shield coloured yellow, green, red, and blue, with the organization name to the right.

Consumer Protection BC

Consumer Protection BC
Consumer Protection BC regulates a variety of industries and specific consumer transactions in the province. They license and inspect regulated businesses, respond to consumer inquiries, investigate alleged violations of consumer protection laws, and classify general-release motion pictures.
Last reviewed January 2026
Logo features a blue icon resembling a person with signal waves emanating from the head, symbolizing communication. Beside the icon, the text "CCTS Commission for Complaints for Telecom-Television Services" with the tagline "Let's talk solutions" underneath.

Online Complaint Form for Consumers

Commission for Complaints for Telecom-Television Services (CCTS)
The CCTS helps resolve customer complaints about telecommunications and TV services. If you can’t resolve a complaint with your service provider, use this form to submit your complaint online.
Last reviewed January 2026
Logo features a blue icon resembling a person with signal waves emanating from the head, symbolizing communication. Beside the icon, the text "CCTS Commission for Complaints for Telecom-Television Services" with the tagline "Let's talk solutions" underneath.

Complaints for Telecom-Television Services FAQ

Commission for Complaints for Telecom-Television Services (CCTS)
The CCTS helps resolve customer complaints about telecommunications and TV services. This page of frequently asked questions tells you when and how you can submit a complaint about your service provider to the CCTS. The website has an online complaint form.
Last reviewed January 2026
Logo with the word "Canada" and a small Canadian flag above the last "a."

Taxes When You Retire or Turn 65 Years Old

Canada Revenue Agency
Provides tax information that may affect you when you retire, including the types of income you might receive, as well as deductions and credits you can claim.
Last reviewed January 2026