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Common Questions

How do I apply for CPP retirement benefits?

Last reviewed November 2020 by the Clicklaw Editors

The Canada Pension Plan (CPP) retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The standard age to begin receiving a CPP retirement pension is when you reach age 65, however, you can take a reduced CPP retirement pension as early as age 60.

Good starting points include:

  • Canada Pension Plan Retirement Pension, from Service Canada, explains who is eligible, how to apply, what forms you need, and how much you might expect to receive.
  • When I'm 64: Benefits for Older Adults, from People's Law School, has information about the Canada Pension Plan retirement pension.
  • Public Pensions - COVID-19, from the federal government, lays out additional benefits that are available to seniors and persons with disabilities, who are experiencing hardship or increased costs of living during the COVID-19 pandemic. This website also contains a link to apply for CPP benefits online through the My Service Canada system. 

Need more help?

  • Service Canada, from the federal government, can help you with information about government benefits. Call 1-800-O-CANADA (1-800-622-6232) or find a Service Canada Centre near you.
  • Find an Advocate, from PovNet, provides a list of community advocates who may be able to provide information or assistance regarding government benefits.
  • Find more help near you on Clicklaw HelpMap.

See our related common questions:

pensions, Canada Pension Plan (CPP), application to CPP, retirement pension, coronavirus, COVID-19, covid19