Last reviewed November 2020 by the Clicklaw Editors

The Canada Pension Plan (CPP) retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. The standard age to begin receiving a CPP retirement pension is when you reach age 65, however, you can take a reduced CPP retirement pension as early as age 60.

Good starting points include:

• Canada Pension Plan Retirement Pension, from Service Canada, explains who is eligible, how to apply, what forms you need, and how much you might expect to receive.
• When I'm 64: Benefits for Older Adults, from People's Law School, has information about the Canada Pension Plan retirement pension.
• Public Pensions - COVID-19, from the federal government, lays out additional benefits that are available to seniors and persons with disabilities, who are experiencing hardship or increased costs of living during the COVID-19 pandemic. This website also contains a link to apply for CPP benefits online through the My Service Canada system. 

Need more help?

• Service Canada, from the federal government, can help you with information about government benefits. Call 1-800-O-CANADA (1-800-622-6232) or find a Service Canada Centre near you.
• Find an Advocate, from PovNet, provides a list of community advocates who may be able to provide information or assistance regarding government benefits.
• Find more help near you on Clicklaw HelpMap.

See our related common questions:

• I’m trying to decide whether to apply early for CPP
• See all common questions about pensions, benefits & welfare
• See all common questions about seniors

tags

pensions, Canada Pension Plan (CPP), application to CPP, retirement pension, coronavirus, COVID-19, covid19