Common Questions

I’m trying to decide whether to apply early for CPP

The Canada Pension Plan (CPP) retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. In some situations, if you apply when you are between 60 and 64, your benefits may be less than if you apply at age 65.

Good starting points include:

See our related common questions:

Last reviewed January 2015

Canada Pension Plan (CPP), early application to CPP, retirement pension, pensions