The Canada Pension Plan (CPP) retirement pension is a monthly benefit paid to people who have contributed to the Canada Pension Plan. In some situations, if you apply when you are between 60 and 64, your benefits may be less than if you apply at age 65.

Good starting points include:

• When I'm 64: A Guide to Benefits and Services for People Aged 60 and Over, from the Legal Services Society, has information about the Canada Pension Plan retirement pension, including applying when you are between the ages of 60 and 64.
• Seniors/Elders Applications and Forms, from PovNet, includes information about a number of benefits for seniors, including the Canada Pension Plan.
• Also see, How do I apply for CPP retirement benefits.

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Canada Pension Plan (CPP), early application to CPP, retirement pension, pensions